tag:blogger.com,1999:blog-1750950036540263382.post9209518465494970928..comments2024-03-20T06:36:14.743-05:00Comments on EDLINK18: Upcoming MeetingTobyhttp://www.blogger.com/profile/00821776683130385013noreply@blogger.comBlogger91125tag:blogger.com,1999:blog-1750950036540263382.post-64326545812243281802022-11-20T15:36:18.065-06:002022-11-20T15:36:18.065-06:00while Griffin went to JPMorgan, working on mergers...while Griffin went to JPMorgan, working on mergers and acquisitions in New York. The two reconvened in 2011 to come up with Prism, which now seems funny to the entrepreneurs.<br /><br />“We started this company because we found bill payments to be a huge pain in the butt — and now that’s all we deal with,” Griffin said, laughing. “It didn’t work out for us, but it works for our customers.”<br /><br />Prism Co-Founder and CEO Tyler Griffin<br />Prism Co-Founder and CEO Tyler Griffin<br />The way the app works is pretty simple.<br /><br />Once downloaded, users will be prompted to add bills. To help, Prism makes recommendations based on your location. For instance, Comcast and Seattle City Light are recommendations for cable and utility companies in Seattle. Next, consumers must enter their username and password for their various accounts. Once set up, Prism will send three notifications: When a new bill is discovered; a reminder the day before it’s due; and finally on the day it’s due.<br /><br />Griffin said the app is designed to help Americans in their 20s and 30s, who on struggle to juggle up to 15 separate bills every month. An average household can waste $400 paying late fees and overdraft annually.<br /><br />A lot of competing apps are focused on trying to get consumers to save or be more responsible, he said, but “the reality is for most people, they don’t do much good. Most people have trouble making monthly payments…The average person can’t put things on autopay because they don’t know how much money they will have in their account.”<br /><br />Prism Co-Founder and CTO Steve Gordon<br />Prism Co-Founder and CTO Steve Gordon<br />He said Prism is similar to Square, the San Francisco company that helps small businesses accept credit cards using a phone or tablet. 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